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Please note that your comment will be public, so do not post any information that you do not want to be made public. Stay Informed About Georgia HUD Housing. To stay informed about all of the latest Georgia HUD Housing news and to be notified when HUDHousing. Handbook. com is updated, subscribe to our HUD Housing Newsletter. Want to Help Spread The Word About HUDHousing. Handbook. com? Tell your friends about HUDHousing. Handbook. com using Facebook or Twitter, or one of the other social media sites. Just click one of the handy sharing buttons on this post, or you can find all of our social media contact info here: HUDHousing. Handbook. com Social Media Contacts. Basic Guide to Program Evaluation (Including Many Additional Resources). Nonprofit. organizations are increasingly interested in outcomes- based evaluation. Scan down the blog's page to see. Also see the section . There are numerous books and other. Far too many program evaluations generate information. This document orients personnel to the. Note that much of the information in this section was gleaned. Michael Quinn Patton. Program Evaluation. Some Myths About Program Evaluation. Many people believe evaluation is a useless activity that. This was. a problem with evaluations in the past when program evaluation. This approach often. Generalizations and recommendations were avoided. More recently (especially. Michael Patton's development of utilization- focused. Many people believe that evaluation is about proving the. This myth assumes that success. This series brings together all documents relating to Evaluation reports. Evaluations by country. Joint Evaluation Of General Budget Support 1994–2004: Burkina Faso, Malawi, Mozambique, Nicaragua, Rwanda. The Program Evaluation line item provides funding for DESE to work with expert researchers to determine the benefits and costs of some of their specific initiatives. The types of programs studied are broad and focus on topics. Get a basic guide to program evaluation in this topic from the Free Management Library. This doesn't happen in real life. Success. is remaining open to continuing feedback and adjusting the program. Evaluation gives you this continuing feedback. Many believe that evaluation is a highly unique and complex. Many people believe. They do have to consider what information. And they have to be willing to commit to understanding. Note that many people regularly undertake. In nonprofits. each of these goals often becomes a program. Nonprofit programs. Programs must be evaluated. In. a for- profit, a program is often a one- time effort to produce. So, still, what is program evaluation? Program evaluation is carefully. Program. evaluation can include any or a variety of at least 3. The type of evaluation you. Don't worry about what type of evaluation. Where Program Evaluation is Helpful. Frequent Reasons: Program evaluation can: 1. Understand, verify or increase the impact of products or services. These . Too. often, service providers (for- profit or nonprofit) rely on their. Over time, these organizations find themselves. Improve delivery mechanisms to be more efficient and less costly. Over time, product or service delivery ends up to be an inefficient. Evaluations can identify program strengths and weaknesses. Verify that you're doing what you think you're doing - Typically. Evaluations can verify if the.
Other Reasons: Program evaluation can: 4. Facilitate management's really thinking about what their program. Produce data or verify results that can be used for public. Produce valid comparisons between programs to decide which. Fully examine and describe effective programs for duplication. Basic Ingredients: Organization and Program(s)You Need An Organization: This may seem too obvious to discuss, but before an organization. You Need Program(s): To effectively conduct program evaluation, you should first. That is, you need a strong impression of what your. Next, you. need some effective methods to meet each of those goals. These. methods are usually in the form of programs. It often helps to think of your programs in terms of inputs. Inputs are the various resources. The process is how the program is. The outputs are the units of service, e. However, limited resources usually force. Your program evaluation plans depend on what information you. Usually, management. For example, do you. You may want other information or. Ultimately, it's up to you. But the more focused you are about what you want to examine. There are trade offs, too, in the breadth and depth of information. The more breadth you want, usually the less depth you. On the other hand, if you want to examine a certain. For those starting out in program evaluation or who have very. They can both understand. Key Considerations: Consider the following key questions when designing a program. For what purposes is the evaluation being done, i. Who are the audiences for the information from the evaluation. What kinds of information are needed to make the decision you. From what sources should the information be collected, e. How can that information be collected in a reasonable fashion. When is the information needed (so, by when must it be collected)? What resources are available to collect the information? Some Major Types of Program Evaluation. When designing your evaluation approach, it may be helpful. Note that you should not design. Goals- Based Evaluation. Often programs are established to meet one or more specific. These goals are often described in the original program. Goal- based evaluations are evaluating the extent to which programs. Questions to ask. How were the program goals (and objectives, is applicable). Was the process effective? What is the status of the program's progress toward achieving. Will the goals be achieved according to the timelines specified. Do personnel have adequate resources (money, equipment, facilities. How should priorities be changed to put more focus on achieving. How should timelines be changed (be careful about making these. How should goals be changed (be careful about making these. Should any goals be added or removed? How should goals be established in the future? Process- Based Evaluations. Process- based evaluations are geared to fully understanding. These evaluations are useful if programs are long- standing. There are numerous questions that might be addressed in a process. These questions can be selected by carefully considering. Examples of questions. On what basis do employees and/or the customers decide that. What is required of employees in order to deliver the product. How are employees trained about how to deliver the product. How do customers or clients come into the program? What is required of customers or client? How do employees select which products or services will be. What is the general process that customers or clients go through. What do customers or clients consider to be strengths of the. What do staff consider to be strengths of the product or program? What typical complaints are heard from employees and/or customers? What do employees and/or customers recommend to improve the. On what basis do employees and/or the customer decide that. Outcomes- Based Evaluation. Program evaluation with an outcomes focus is increasingly important. An outcomes- based evaluation. Outcomes are benefits to clients from participation. Outcomes are usually in terms of enhanced learning. Outcomes are often confused. The United Way of America (http: //www. The following information is a. To accomplish an outcomes- based evaluation, you should first. The general steps to accomplish an outcomes- based evaluation. Identify the major outcomes that you want to examine or verify. You might reflect on your mission. For example, if your overall mission is to provide shelter. As a last resort, you. Choose the outcomes that you want to examine, prioritize the. For each outcome, specify what observable measures, or indicators. This is often the most important and enlightening step. However, it is often the most challenging. Identify what information is needed to show these indicators. If. your program is new, you may need to evaluate the process in the. Decide how can that information be efficiently and realistically. Selecting. Which Methods to Use below). Consider program documentation. You may not. need all of the above. Analyze and report the findings (see Analyzing and Interpreting Information below). Overview of Methods to Collect Information. The following table provides an overview of the major methods. Method. Overall Purpose. Advantages. Challenges. They should understand what you're doing with. You should clearly convey terms of confidentiality. They should have the right. Have participants review and sign an informed. See the sample informed- consent form. How to Apply Certain Methods. Purposes. and Formats of Questions. Developing. Questionnaires. Conducting. Interviews. Conducting. Focus Groups. Developing. Case Studies. Selecting Which Methods to Use. Overall Goal in Selecting Methods: The overall goal in selecting evaluation method(s) is to get. Consider the following questions: 1. What information is needed to make current decisions about. Of this information, how much can be collected and analyzed. How accurate will the information be (reference the above table. Will the methods get all of the needed information? What additional methods should and could be used if additional. Will the information appear as credible to decision makers. Will the nature of the audience conform to the methods, e. Who can administer the methods now or is training required? How can the information be analyzed? Note that, ideally, the evaluator uses a combination of methods. Unfortunately, it. There are certain. Always start with your evaluation goals: When analyzing data (whether from questionnaires, interviews. This will help you organize your data and focus your analysis. If you are conducting an outcomes- based. Basic analysis of . Make copies of your data and store the master copy away. Use. the copy for making edits, cutting and pasting, etc. Tabulate the information, i. For ratings and rankings, consider computing a mean, or average. This is more meaningful than indicating. Consider conveying the range of answers, e. Read through all the data. Organize comments into similar categories, e. Label the categories or themes, e. Attempt to identify patterns, or associations and causal relationships. Keep all commentary for several years after completion in case. Interpreting Information: 1. Attempt to put the information in perspective, e. Consider recommendations to help program staff improve the. Record conclusions and recommendations in a report document. Reporting Evaluation Results. The level and scope of content depends on to whom the report. Be sure employees have a chance to carefully review and discuss. Translate recommendations to action plans, including. Bankers or funders will likely require a report that includes. The banker. or funder may want the report to be delivered as a presentation. Or, the banker or funder. Be sure to record the evaluation plans and activities in an. Contents of an Evaluation Report - - Example. An example of evaluation report contents is included later. Click Contents. of an Evaluation Plan but, don't forget to look at the next. How to establish a good budget for an evaluation? How to establish a good budget for an evaluation? European requirements regarding evaluation budgets. There are no European requirements for evaluation budgets. However, the procurement rules will have to be followed whenever an external evaluator is hired. As these procurement rules differ from country to country, they are not described here. Suggested approach. How much to spend? It is difficult to decide how much to spend on an evaluation on an a priori basis. In general terms, for large- scale relatively routine programmes the budgets required for evaluation will be a small proportion of the programme resources (normally less than 1%). On the other hand, for interventions that are relatively innovative and pilot in character and where evaluation has a strong learning and participatory aspect the costs are likely to constitute a relatively high proportion of programme resources (up to 1. There are instances where up to 5% of programme budgets have been devoted to evaluations that are effectively part of the management's implementation strategy, for example, where evaluation includes a strong formative element intended to assist managers and stakeholders with their work. It is useful to indicate a minimum and maximum budget. Budgets for evaluations can range, for example, from EUR 2. South West Europe 2. EUR 6. 6 m ERDF), or EUR 1. North Sea Region 2. EUR 1. 22 m ERDF) to 5. Development Programme Romania, 2. EUR 8 bn EAFRD). The budget entirely depends on the tasks that are included and the methods that are needed in order to perform the evaluation. The most appropriate basis for determining the budget is the nature and scope of the work required. Good evaluation requires input from good evaluators and the commitment of those commissioning the work and stakeholders alike. In practice it is common for socio- economic programmes to spend money unnecessarily when evaluations address routine topics but not to spend enough when programmes are innovative. This is, of course, the danger when evaluation is intended primarily for accountability or monitoring purposes. What to do when there is limited budget available? Budgetary resources should not be a factor limiting the quality of an evaluation. If only a limited budget is available there are several options: Have a very focussed evaluation that requires only a limited budget. Prepare several options and ask the Monitoring Committee to indicate which elements have the highest priority; Demand a smaller number of beneficiary surveys, less detailed data collection and fewer stakeholder consultations. In general, these elements are rather time- consuming and therefore budget- consuming. Indicate, for example, that phone interviews or a web- based questionnaire would also be possible; Organise brainstorming meetings with stakeholders to encourage self- reflection on the programme, moderated by an external expert. Do more preparatory work within the programme, e. Aiding the evaluation with concrete inputs can help reduce the evaluation budget. Experience of Peter Paul Knol, Cross- Border Programme Germany- Netherlands: The Monitoring Committee has to set priorities when the budget for evaluation is limited. Experience of Mauro Novello, INTERACT: Bear in mind that Territorial Cooperation programmes generally have a rather limited budget and therefore a limited impact. Ensure that the expectations of the Territorial Cooperation programme are realistic but also focused. Experience of Ieva Kalnina, INTERACT: What to do if the programme's TA has limited funds set aside for evaluation, allowing only one evaluation exercise during the programme life- cycle? Suggestion: Even if the programme's budget is limited and there are resources for one evaluation only, the decision as to what kind of evaluation to perform has to be made in a strategic way. Experience of Marie- Jose Zondag, evaluation expert: What to do when the budget is too limited for a good evaluation? Suggestions: 1) Prepare very focused evaluations that only require a limited budget; 2) Organise brainstorming meetings with stakeholders for self- reflection on the programme, moderated by an external expert (mixed internal and external evaluation). What to do when it is difficult to calculate the budget for the evaluation? If the programme has difficulties in calculating the resources needed and the available budget there are several options: Ask other programmes how large their evaluations are and what these include. Make sure that the differences in price between countries are taken into account; Use the tool provided in this handbook; Ask the evaluator to include several options. This enables the programme to choose the option that best fits their possibilities and expectations. Experience of Bernhard Schausberger, Cross- Border programme Austria- Slovakia. Ensure that there is a reserve in the budget for other possible evaluations or extension of the current evaluation. Tool: Budget calculation. How to calculate the budget for an evaluation: Make an estimate of the resources. How many days of work for how many people would be expected? A frequent mistake is that the number of days are calculated for 1 person, whereas there will probably be a team working on the project who will come jointly to progress meetings, etc. Will a lot of travel and accommodation be needed? How many meetings will there be (with programme, workshops?)? Any other specific costs needed, e. What would be an average day fee, average travel costs and accommodation costs? Please note that fees vary considerably between countries and organisations. Calculate the budget. The resources times the costs give the budget. The above calculation can be made using the following table. Example table for calculating the budget for an evaluation. Activity. Unit. Persons. Price per unit. Total Inception phase . California State University, Los Angeles College Portrait. Founded in 1. 94. 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Cal State LA also has a hydrogen research and fueling facility that is at the forefront of California’s effort to become a national leader in the use of zero- emission vehicles. The facility recently became the first in the world to sell hydrogen by the kilogram to members of the public who operate fuel cell electrical vehicles. The University’s Hertzberg- Davis Forensic Science Center is the largest municipal, regional collaborative crime center in the U. S. This state- of- the- art facility is where “CSI” meets real- life police forensics and university academics. Other University facilities—including the Wallis Annenberg Integrated Sciences Complex, and a television, film and media studies center—provide students with access to the tools, technology and resources needed to become the innovative leaders for tomorrow. More than 2. 7,0. Cal State LA provides a transformative educational experience for students. Approximately 6. 0 percent of them are the first in their families to attend college. The University has eight colleges that are recognized for outstanding academic programs and professors who are accomplished mentors and researchers. Cal State LA features top programs in criminalistics, engineering, nursing and science. The National Science Foundation lists Cal State LA as the top baccalaureate institution of origin for Latino science and engineering Ph. D. Cal State LA also has a hydrogen research and fueling facility that is at the forefront of California’s effort to become a national leader in the use of zero- emission vehicles. The facility recently became the first in the world to sell hydrogen by the kilogram to members of the public who operate fuel cell electrical vehicles. Glossary of research economics. Why I Am Not an Austrian Economist by Bryan Caplan. Assistant Professor Department of Economics George Mason University. I was first introduced to Austrian. Cato University is the Cato Institute’s premier educational event of the year. This annual program brings together outstanding faculty and participants from across. Miss Wilson's young ladies, being instructed in economics, knew that this proved that the land was being used to produce what was most wanted from it; and if all the. Christopher Coyne is associate director of the F. Hayek Program for Advanced Study in Philosophy, Politics, and Economics and F. Harper Professor of Economics. Economics, New School for Social Research, NY: 1994: Masters in Economics, New School for Social Research, NY: 1990: Bachelor of Arts, History. A: Aarhus School of Business Working Papers Department of Economics 55 papers, 0 with downloads Aarhus University CREATES Research Papers Department of Economics and. In the 1990s and early 2000s, the Department of Economics at New York University evolved into one of the world's leading centers for research and teaching in economics. The school originated in Vienna, in the Austrian Empire. Carl Menger's 1871 book, Principles of Economics, is generally considered the founding of the Austrian School. ISPOR 19th Annual European Congress 29 October-2 November 2016 Austria Center Vienna Vienna, Austria. The Research Program Of Austrian Economics ResearchL'interesse per questo postulato derivava dal. In altre parole. il problema del postulato delle parallele non era soltanto un genuino problema. Il suo. creatore fu Georg. Bernhard Riemann (1. La lezione. fu tenuta nel 1. Questo lavoro del 1. Essa riconsiderava l'intero approccio allo studio dello. Gauss si era occupato di questo. Sull’ipotesi di Riemann Sia 1 Ora! Problems of the Millennium: the Riemann Hypothesis E. TheRiemannzetafunctionisthefunctionofthecomplex variable s,de L’ipotesi di Riemann e la teoria delle funzioni L Massimo Bertolini AlfaClass, 11 Settembre 2009 Massimo Bertolini L’ipotesi di Riemann e la teoria delle funzioni L. La ricerca di Riemann di ci. Guidato. in larga misura dalla geometria intrinseca delle superfici dello spazio. L’ ipotesi di Riemann, inoltre, ha anche molte leggi equivalenti o RH-equivalenti. Download as PDF, TXT or read online from Scribd. Flag for inappropriate content. 1 Sulla ipotesi di Riemann Disquisizioni su alcune formule - (x) come RH equivalente Regione libera da zeri: gli zeri che contano Alla ricerca degli zeri multipli inesistenti ing. Maria Colonnese Sommario. Esiste un legame tra Teorema di Fermat, ipotesi di Riemann e congettura di Goldbach? Proviamo a dare al lettore non esperto, in modo non rigoroso, un indizio da cui iniziare ad intravedere un. Generalized Riemann hypothesis (GRH) The generalized Riemann hypothesis (for Dirichlet L-functions) was probably formulated for the first time by Adolf Piltz in 1884. Like the original Riemann hypothesis, it has far reaching. L’Ipotesi di Riemann Di tutti i problemi proposti da Hilbert, l ’. La soluzione proposta da Diego Marin.pdf: File Size: 485 kb: File Type: pdf: Scarica file. Crea un sito Web gratuito. La funzione di Riemann 25 Novembre 2011 Tesi di Laurea Triennale Candidato Benedetta Pratelli Relatore Prof. Paolo Acquistapace Universit a di Pisa. Nello stesso articolo viene formulata l’ipotesi di Riemann riguardante la. L'enigma dei numeri primi L'ipotesi di Riemann, il pi Gauss, Riemann svilupp. Quindi si poteva ipotizzare. Getting an FHA Loan After Foreclosure or Bankruptcy. If you have gone through a foreclosure, short sale, bankruptcy, or deed in lieu of foreclosure, you can get a new FHA mortgage loan after waiting as little as one year, if you meet certain criteria. Read on to learn more about FHA loans and find out if you might qualify for a FHA mortgage under this new program.(To learn more about foreclosure, short sales, or deeds in lieu of foreclosure, visit our Foreclosure section and our Alternatives to Foreclosure area.)(To learn more about bankruptcy, including bankruptcy basics, bankruptcy procedures, and specific information about filing bankruptcy in your state, visit our Bankruptcy area.)Federal Housing Administration (FHA) Loans. The Federal Housing Administration (FHA), which is a part of the U. S. Department of Housing and Urban Development (HUD), insures lenders against some of the risk involved in lending to borrowers who often don't qualify for conventional home loans, including first- time homebuyers or those with low or moderate incomes. The loan itself comes from your lender, not the FHA. Previously, borrowers were generally ineligible for a new FHA loan until three years after a foreclosure, short sale, or deed in lieu of foreclosure and two years after a Chapter 7 bankruptcy, though the death of a spouse or a medical emergency could cut the wait time to one year. FHA’s “Back to Work – Extenuating Circumstances” Program. During the recent recession, many borrowers experienced unemployment or other severe reductions in income and ultimately lost their homes. In many cases, this was a one- time hardship due to the recession, not a pattern of bad financial decisions. The FHA wants to make it easier for those people to get a new home loan with FHA backing since their credit histories may not fully reflect their true ability to repay a mortgage. As a result, the FHA recently changed its mortgage rules so that some borrowers can qualify for a new FHA loan just one year after a foreclosure, short sale, deed in lieu of foreclosure, or bankruptcy as part of its new Back to Work – Extenuating Circumstances program. Effective Date of the Program. The new extenuating circumstances policy will remain in place for three years, from August 1. September 3. 0, 2. Qualifying for a New FHA Loan Under this Program. The FHA reduced the waiting period to one year if you can show you went through a foreclosure, short sale, bankruptcy, or deed in lieu of foreclosure due to an external economic event, like a loss of income or employment (or a combination of both) through no fault of your own. Relief Programs; Stop a Foreclosure. If one qualifies for a conventional mortgage, then that may be a better option than an FHA loan. Currently FHA loans make up around 5% of mortgages in the US. To be eligible, you must prove that you are back on track financially, which means meeting all of the following criteria. You experienced a major economic event such as a job loss or severe reduction in income of 2. You can demonstrate that you have since fully recovered.
If you have an FHA-insured loan and are struggling to make mortgage payments, HUD has programs to help you avoid foreclosure. Fhainfo.com foreclosure listings from Foreclosure.com. We also provide pre-foreclosures, for sale by owner, bankruptcy homes and properties. We update our database daily with new properties. FHA Home Loan Loan Programs in Indiana and Michigan Require Just a Minimum 3.5% Down Payment. BANKRUPTCY / FORECLOSURE CHAPTER 7 – The FHA mortgage applicant may still qualify for a new FHA mortgage after declaring Chapter 7 bankruptcy, if. Search our nationwide FHA foreclosure database and buy your home with an FHA loan. Homebuyers and investors: these are great opportunities for FHA mortgages that go into foreclosure. FHA insured loan This article's factual accuracy may be. The FHA makes no loans. To do this, you must show that you are employed and able to afford loan payments once again. Your credit score was satisfactory before the economic event with no late payments or other major derogatory credit issues. Your credit score must be satisfactory for the past 1. The counseling must address the cause of the economic event, as well as the actions taken to overcome the economic event and reduce the likelihood of re- occurrence. It must be completed a minimum of 3. HUD. A list of counseling agencies can be obtained online at www. If you meet these requirements, you may qualify for an FHA loan, which allows you to put down as little as 3. Ultimately, the Lender Still Makes the Final Call. Keep in mind though that, even with these new rules in place, whether a particular borrower actually gets financing is ultimately up to the lender. While the FHA rules may say lenders can provide the loan, individual lenders may have significantly stricter standards than the FHA. For More Information. To learn more about this FHA program, go to www. Type “Back to Work” in the search box. Then click on the link in the list of results called “Mortgagee – HUD” and go to Document Number 1. Back to Work – Extenuating Circumstances” to download a PDF about the program. |
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